UPDATE – Congress has passed temporary Continued Resolution meaning that changes to USDA Rural Housing eligible areas has been delayed until mid December.
What does this mean for PrimeLending and USDA Rural Housing?
USDA Rural Housing will continue to issue Conditional Commitments for loan transactions located in possible affected areas that are subject to change.
Because Congress passed Continued Resolution until mid December the USDA property eligibility changes have been “delayed” until that time. As for the conditional commitments between now and then they will be honored. We are anticipating that USDA Rural Housing will release further direction regarding exact dates and requirements for USDA Rural Housing property eligibility on or before mid December.
PrimeLending at this time does not have a required date of when Conditional Commitments must be received. In other words it is “business as usual” for USDA transactions, until further information is provided.
Originally posted on Northwest Home Loans News:
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Kentucky VA Mortgage Home Lender | Kentucky VA Mortgage Loans.
Kentucky VA Mortgage Loans. (by Louisville Kentucky Mortgage) … Louisville Kentucky VA REFINANCE Mortgage Guidelines : RATE/TERM REFINANCE
Originally posted on Property Loan Solution:
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The title report which is also known as the Preliminary Title contains several schedules and these schedules can differ depending on the state where the property is located. The title usually begins with a “Schedule A”. This schedule indicates the property being insured, the legal description of the property being insured, the insured, the amount of insurance for the mortgagee and the fee owner. If there is leasehold then there would be Leasehold policy.
Schedule B indicates the history of the property also known as the chain of title. The report also indicates the survey boundaries, tax history and indicates if there are any open taxes, judgments, liens, easements of record and any or all clouds on the title.
What is Title Insurance?
Title insurance protects the insured from claims regarding ownership of the property, liens against the property, and marketability of title to…
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