Category Archives: Current USDA and RHS Guidelines

An Introduction to Rural Housing Development Guaranteed Rural Housing Program

  An Introduction to Rural Housing Development  Guaranteed Rural Kentucky USDA Guaranteed Rural Housing Home Loans USDA guaranteed loans are designed to make home ownership possible for low- and moderate-income families. Offered through USDA Rural Development, these loans feature: No down payment … Continue reading

Posted in 2014 INCOME LIMITS FOR USDA KY LOANS, 2014 Property Eligibility Map for KY USDA Loans, 502 Guaranteed Loan, Credit Waiver, Current USDA and RHS Guidelines, Guaranteed Section 502 Loans, GUS Accept Findings USDA, Homes for Sale in Kentucky by USDA, kentucky first time home buyer, map changes for 2013 Ky USDA homes, Property/Appraisal Requirements for USDA Loan, Rural Development loan, SFH Direct property, USDA, USDA /Rural Housing Loan Offices in Ky, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS, USDA/RHS Income limits by Ky Counties | Tagged , , , , , , , , , , , , , , | Leave a comment

Kentucky USDA Rural Development Mortgage

Kentucky USDA Rural Development Mortgage Overview Features Benefits Down Payment is not required Borrowers without savings, or who wish to retain their savings qualify 100% financing More Americans become homeowners No reserves are required Buyers do not need to provide … Continue reading

Posted in 100% Financing Zero Down, Current USDA and RHS Guidelines, Debt Ratio and Deferred Student Loans, Guaranteed Section 502 Loans, USDA, USDA /Rural Housing Loan Offices in Ky, USDA/RHS Income limits by Ky Counties, Zero Down Home Loans | Tagged , , , , , , , , , , , , , , , | 24 Comments

Kentucky Single Family Housing USDA RHS Guaranteed Loan Program Update 2011

Single Family Housing Guaranteed Loan Program May 26, 2011 Kentucky USDA / RHS Single Family Housing Guaranteed Loan Program May 26, 2011 GUARANTEED LOAN FUNDING UPDATE:  HELP WANTED! $24 BILLION DOLLARS ALLOCATED FOR GUARANTEED LOANS! $24 billion dollars is available … Continue reading

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Kentucky Rural Housing Service (RHS) program Mortgage

Kentucky Rural Housing Service (RHS) program Mortgage Program Descriptions RHS Fixed Rate 2 6/15/2011 The loan must meet the minimum FICO requirement listed in the following grids: Loans must be manually underwritten. Second Homes and Investment properties are not eligible. … Continue reading

Posted in Current USDA and RHS Guidelines, USDA /Rural Housing Loan Offices in Ky, Zero Down Home Loans | Tagged , , , , , , , , , , , , | 11 Comments

Kentucky USDA and Rural Housing Underwriting Update for November 2012

Kentucky USDA and Rural Housing Underwriting Update for November 2012 This website is not an Government Agency, and does not officially represent the HUD, VA, USDA or FHA or any other government agency.  1)  Kentucky USDA loans and rural housing underwriting  is … Continue reading

Posted in 100% Financing Zero Down, 502 Guaranteed Loan, Credit Bad, credit reports, Credit Waiver, Current USDA and RHS Guidelines, Debt Ratio and Deferred Student Loans, debt ratios, fico scores, USDA, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Kentucky USDA and Rural Housing Credit Scores Guidelines

Kentucky USDA No Score Loan Guides DTI: 29/41 Maximum no exceptions. Rent: 12 months 0 x 30 on Rent. 12 months cancelled checks or VOR if institution. Or a four Non Traditional Trade Lines may be substituted with underwriting approval. … Continue reading

Posted in Credit Bad, credit reports, credit scores, Credit Waiver, Current USDA and RHS Guidelines, fico scores, Guaranteed Section 502 Loans | Tagged , , , , , , , , , , , | 7 Comments

Kentucky Single Family Housing Guaranteed Loan Program

Kentucky Single Family Housing Guaranteed Loan Program Kentucky Single Family Housing Guaranteed Loan Program  – 25 Frequently Asked Questions “ 25 Questions and  Answers 1 What is the guarantee? USDA Rural Development provides the full faith and assurance of the … Continue reading

Posted in Credit Waiver, Current USDA and RHS Guidelines, Debt Ratio and Deferred Student Loans, debt ratios, Property Eligibility Cities, Property Eligilibity, Property/Appraisal Requirements for USDA Loan, Rural Development loan, Seller Concessions, septic test, SFH Direct property, USDA, USDA /Rural Housing Loan Offices in Ky, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS, well test, Zero Down Home Loans | Tagged , , , , , , , , , , , , , | 4 Comments

Kentucky USDA Rural Development Single Family Housing Guaranteed Loan Program

Kentucky USDA Rural Development Single Family Housing Guaranteed Loan Program Kentucky Guaranteed Loans Offer Affordable Financing To Rural Homebuyers. The mission of Kentucky Rural Development’s Single Family Housing Guaranteed Loan Program is to assist low to moderate income rural Kentucky  homebuyers achieve … Continue reading

Posted in 100% Financing Zero Down, 502 Guaranteed Loan, Current USDA and RHS Guidelines, USDA /Rural Housing Loan Offices in Ky, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS, USDA/RHS Income limits by Ky Counties | Tagged , , , , , , , , , , , , , , , | 7 Comments

Low and no money down home loans – wave3.com-Louisville News, Weather & Sports

Low and no money down home loans – wave3.com-Louisville News, Weather & Sports. via Low and no money down home loans – wave3.com-Louisville News, Weather & Sports.

Posted in 100% Financing Zero Down, 502 Guaranteed Loan, Current USDA and RHS Guidelines, Guaranteed Section 502 Loans, Rural Development loan, USDA, USDA /Rural Housing Loan Offices in Ky, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS, USDA/RHS Income limits by Ky Counties, Zero Down Home Loans | Tagged , , , , , , , , , , , , , , , , , | 1 Comment

Kentucky USDA Mortgage Upfront Guarantee Fee and the monthly mortgage insurance Annual fee

August 1, 2012   Kentucky USDA Mortgage Upfront Guarantee Fee and the monthly mortgage insurance Annual fee    Effective on October 1, 2012, the start of Fiscal Year (FY) 2013, Rural Development will revise the Up-Front Guarantee Fee and the … Continue reading

Posted in 502 Guaranteed Loan, Current USDA and RHS Guidelines, Guaranteed Section 502 Loans, MI Changes for USDA Oct 2011, Rates Today, Rural Development loan, SFH Direct property, USDA, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS, USDA/RHS Income limits by Ky Counties, Zero Down Home Loans | Tagged , , , , , | 17 Comments