Tag Archives: Elizabethtown Kentucky

2014 Income Limits for Kentucky USDA’s Single Family Guaranteed Loan Program

The 2014 Income Limits for Kentucky USDA’s Single Family Guaranteed Loan Program were recently published.  The good news is that the majority of all areas either increased or stayed the same. Click Here to view the updated Kentucky Rural Housing … Continue reading

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Credit Scores Needed to qualify for a Ky Mortgage

  Credit Scores Needed to qualify for a Ky Mortgage.                     via Credit Scores Needed to qualify for a Ky Mortgage.

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Kentucky USDA Rural Development Guaranteed Housing Loan Income Worksheet for 2014

KENTUCKY RURAL HOUSING INCOME ELIGIBILITY CALCULATION WORKSHEET Kentucky USDA Rural Development Guaranteed Housing Loan             Borrower/s ____________________________________________________________ Date of Calculation__________ Total # household members = _________ State:_________________________ County:______________________________ List all non-exempt household income: (Per §1980.347) … Continue reading

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Kentucky Housing Interest Rates Special for First Time Home Buyers in Kentucky

Interest Rates. MRB Special Funding **** Limited Availability — Monies Still Available Interest Rate:  2.50% without Down Payment Assistance                       3.00% with Down Payment Assistance $35,000 Household Income Limit First time home buyer, unless property located in targeted county Existing or new … Continue reading

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Debt Ratio Waivers and Compensating Factors for Kentucky USDA Rural Housing Development Loans for 2014

 Kentucky USDA Rural Housing Development Loans for 2014 Effective May 1, 2013, Agency concurrence of a debt ratio may be granted if all of the following conditions are met: 1. The PITI is between 29 and 32 percent or the … Continue reading

Posted in 100% Financing Zero Down, 502 Guaranteed Loan, Credit Waiver, Debt Ratio and Deferred Student Loans, debt ratios, GUS Accept Findings USDA, INCOME ELIGIBILITY, Income Limits, kentucky first time home buyer, Rural Development loan, USDA | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

INCOME ELIGIBILITY FOR KENTUCKY USDA LOANS AND RURAL HOUSING DEVELOPMENT RHS

INCOME ELIGIBILITY             • For the Guaranteed Loan Program, the borrower’s adjusted income may not exceed 115% of the U.S. median income • An income calculator is available on the Rural Development Web site at … Continue reading

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Kentucky USDA RHS Rural Housing Mortgage Loans for 2013

Kentucky USDA RHS Rural Housing Mortgage Loans for 2013 Kentucky USDA Rural Program Guidelines Borrower Eligibility U.S. citizens Permanent resident aliens First time homebuyers allowed Maximum 2 borrowers allowed Non-occupant co-borrowers NOT allowed Commitment Fee USDA Rural Developmet charges a 2% … Continue reading

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USDA Rural Development No Money Down USDA Rural Housing Loan Program for Shelby County Kentucky

income limits for usda rural housing loan program for shelby county kentucky Continue reading

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Shut-down Slams Door on USDA Mortgages

The week-old federal government shutdown is a disaster on many levels. For rural America, one major impact is in the area of housing.For the near future, low- and moderate-income homebuyers who have applied for mortgages guaranteed or made directly by … Continue reading

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Secretary Announces Refinancing Help for Rural USDA Home Loan Borrowers in Select States | The White House

Secretary Announces Refinancing Help for Rural USDA Home Loan Borrowers in Select States | The White House. via Secretary Announces Refinancing Help for Rural USDA Home Loan Borrowers in Select States | The White House. Related Articles Secretary Announces Refinancing … Continue reading

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