Tag Archives: Elizabethtown Kentucky

Kentucky USDA Rural Home Loans : 100% Financing

Originally posted on Mortgage News:
For home buyers today, there are two mortgage programs which offer 100% financing. The first is the VA loan from the Department of Veterans Affairs. It’s available to most active military personnel and veterans nationwide.…

Posted in 100% Financing Zero Down, 2014 INCOME LIMITS FOR USDA KY LOANS, 2014 Property Eligibility Map for KY USDA Loans, Bullitt County KY, Current USDA and RHS Guidelines, Debt Ratio and Deferred Student Loans, Direct Loan USDA, Homes for Sale (Foreclosures owned by USDA/RHS KY, INCOME ELIGIBILITY, kentucky first time home buyer, Rural Development loan, Self-employed USDA Loans, Swimming Pools for USDA Loans, USDA, USDA /Rural Housing Loan Offices in Ky, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS, USDA/RHS Income limits by Ky Counties, Zero Down Home Loans | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

With USDA Housing Programs, 3.4 Million Rural Homebuyers Own Their Future

With USDA Housing Programs, 3.4 Million Rural Homebuyers Own Their Future.   RHS Guarantee Fee Change Beginning October 1st, RHS Guarantee fees will be changing as indicated in the following table: Up-Front Guarantee Fee FY 2012 Through 9/30/2012 FY 2013 … Continue reading

Posted in 100% Financing Zero Down, 502 Guaranteed Loan, Direct Loan USDA, DIRECT LOANS, GUS Accept Findings USDA, Kentucky FHA, map changes for 2013 Ky USDA homes, MAPS, MI Changes for USDA Oct 2011, Property/Appraisal Requirements for USDA Loan | Tagged , , , , , , , , , , , , | Leave a comment

Kentucky USDA Loans | Rural Housing Loans Kentucky

Kentucky USDA Loans | Rural Housing Loans Kentucky. via Kentucky USDA Loans | Rural Housing Loans Kentucky.

Posted in 2014 INCOME LIMITS FOR USDA KY LOANS, 2014 Property Eligibility Map for KY USDA Loans, 502 Guaranteed Loan, Current USDA and RHS Guidelines, Debt Ratio and Deferred Student Loans, Direct Loan USDA, DIRECT LOANS, Guaranteed Section 502 Loans, GUS Accept Findings USDA, Homes for Sale in Kentucky by USDA, kentucky first time home buyer, MAPS, Property Eligibility Cities, Property Eligilibity, Property/Appraisal Requirements for USDA Loan, Refinance Pilot Program Streamline, Rural Development loan, Self-employed USDA Loans, SFH Direct property, Student Loans, Subsidy Recapture, Swimming Pools for USDA Loans, USDA, USDA /Rural Housing Loan Offices in Ky, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS, USDA/RHS Income limits by Ky Counties, Zero Down Home Loans | Tagged , , , , , , , , , , , , , , , | Leave a comment

Groups Oppose Rural Development Cuts

Groups Oppose Rural Development Cuts. Chairman of the House Appropriations Committee, Rep. Hal Rogers (R-KY), have voiced similar concerns about the president’s budget. At a committee hearing earlier this month, Rogers claimed the proposed reductions demonstrate USDA’s “lack of respect … Continue reading

Posted in 100% Financing Zero Down, 40 year term loan, 502 Guaranteed Loan, Current USDA and RHS Guidelines, Direct Loan USDA, DIRECT LOANS, Payment Shock, PAYOFFS, Property/Appraisal Requirements for USDA Loan, Refinance Pilot Program Streamline, Rural Development loan, USDA, USDA /Rural Housing Loan Offices in Ky, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS | Tagged , , , , , , , , , , , , | 1 Comment

2014 Income Limits for Kentucky USDA’s Single Family Guaranteed Loan Program

The 2014 Income Limits for Kentucky USDA’s Single Family Guaranteed Loan Program were recently published.  The good news is that the majority of all areas either increased or stayed the same. Click Here to view the updated Kentucky Rural Housing … Continue reading

Posted in 100% Financing Zero Down, 2014 INCOME LIMITS FOR USDA KY LOANS, 2014 Property Eligibility Map for KY USDA Loans, Homes for Sale (Foreclosures owned by USDA/RHS KY, INCOME ELIGIBILITY, Income Limits, kentucky first time home buyer, Rural Development loan, USDA, USDA /Rural Housing Loan Offices in Ky, USDA RURAL DEVELOPMENT DIRECT HOUSING LOANS, USDA/RHS Income limits by Ky Counties | Tagged , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Credit Scores Needed to qualify for a Ky Mortgage

  Credit Scores Needed to qualify for a Ky Mortgage.                     via Credit Scores Needed to qualify for a Ky Mortgage.

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Kentucky USDA Rural Development Guaranteed Housing Loan Income Worksheet for 2014

KENTUCKY RURAL HOUSING INCOME ELIGIBILITY CALCULATION WORKSHEET Kentucky USDA Rural Development Guaranteed Housing Loan             Borrower/s ____________________________________________________________ Date of Calculation__________ Total # household members = _________ State:_________________________ County:______________________________ List all non-exempt household income: (Per §1980.347) … Continue reading

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Kentucky Housing Interest Rates Special for First Time Home Buyers in Kentucky

Interest Rates. MRB Special Funding **** Limited Availability — Monies Still Available Interest Rate:  2.50% without Down Payment Assistance                       3.00% with Down Payment Assistance $35,000 Household Income Limit First time home buyer, unless property located in targeted county Existing or new … Continue reading

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Debt Ratio Waivers and Compensating Factors for Kentucky USDA Rural Housing Development Loans for 2014

 Kentucky USDA Rural Housing Development Loans for 2014 Effective May 1, 2013, Agency concurrence of a debt ratio may be granted if all of the following conditions are met: 1. The PITI is between 29 and 32 percent or the … Continue reading

Posted in 100% Financing Zero Down, 502 Guaranteed Loan, Credit Waiver, Debt Ratio and Deferred Student Loans, debt ratios, GUS Accept Findings USDA, INCOME ELIGIBILITY, Income Limits, kentucky first time home buyer, Rural Development loan, USDA | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

INCOME ELIGIBILITY FOR KENTUCKY USDA LOANS AND RURAL HOUSING DEVELOPMENT RHS

INCOME ELIGIBILITY             • For the Guaranteed Loan Program, the borrower’s adjusted income may not exceed 115% of the U.S. median income • An income calculator is available on the Rural Development Web site at … Continue reading

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