I have helped over 589 families buy or refinance their home over the last 13 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan.
I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to get you the best deal out there, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru.
My rates and fees are just as good or better than local banks and you will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
Give us a try or let us compare what you have now. Call me locally at 502-905-3708. Free Mortgage Pre-Qualifications same day on most applications.
Email me at firstname.lastname@example.org with your questions
This website is not an government agency, and does not officially represent the HUD, VA, USDA or FHA or any other government agency.
I specialize in Kentucky FHA, VA, USDA, KHC, Jumbo and Fannie Mae Homepath mortgage loans in Ky.
For the first time buyer with little money, Kentucky Housing/KHC offers(zero-down)loans with down payment assistance loan thru KHC
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I compare Kentucky Mortgage Rates daily for your best interest
"We were searching online for mortgage companies in Louisville KY locally to deal with and found Joel's website, and it was a godsend. He was great to work with, and delivered on everything he said he would do. I ended up referring my co-worker at UPS, and she was very pleased with his service and rates too. Would definitely vouch for him." September 2013
"We contacted Joel back in July 2011 to refinance our Mortgage and he was great to work with. We contacted several lenders locally and online, and most where taking almost 60 days to close a refinance, Joel got it done in 23 days start to finish, I would definitely recommend him. He got us 3.75% with just $900 in closing costs on our FHA Streamline loan.
“Joel is one of the best Mortgage Brokers I have ever worked with in my sixteen years in the real estate and mortgage business.” May 25, 2010
“Joel has always worked very hard to keep his word and to work out seasonable solutions to difficult problems. He is truly an expert in FHA and other type loans.” September 1, 2010
“I have worked with Joel since 1998. He is a great loan professional.” August 23, 2010
“Joel Lobb is a real professional in the lending industry, with many years of experience, he is the one to go to for any mortgage lending needs.” August 22, 2010
RICHARD VOLZ , Residential Sales , Remax Foursquare Realty
“When looking to purchase our new home in 2006, I had the pleasure of meeting Joel Lobb. Not only was he personable and easy to reach, he was extremely knowledgeable in his field and made sure to find us the best rate and a top notch mortgage company. We were able to complete the process in less than 3 weeks with his expertise. I find Joel to have the utmost high integrity and I recommend him to anyone who say's they are need of mortgage assistance. He is also fantastic and keeping everyone up to date on the latest in the housing industry through his twitter posts. He provided great results for our family and we still communicate to this day!” August 21, 2010
"We first use Joel on our new home purchase in 2007 in St Matthews and he was great to work with. We have since refinanced our home with him in 2012 when rates got really low and he has always delivered on what he says. I could not imagine using anyone else."
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- >KENTUCKY USDA, RURAL DEVELOPMENT GUIDELINES 2011
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- Kentucky USDA Loans | Rural Housing Loans Kentucky
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Tag Archives: home loan
CHANGE TO KENTUCKY ANNUAL USDA GUARANTEE FEE STRUCTURE OCTOBER 1, 2014. via CHANGE TO KENTUCKY ANNUAL USDA GUARANTEE FEE STRUCTURE OCTOBER 1, 2014.
Originally posted on Mortgage News:
For home buyers today, there are two mortgage programs which offer 100% financing. The first is the VA loan from the Department of Veterans Affairs. It’s available to most active military personnel and veterans nationwide.…
An Introduction to Rural Housing Development Guaranteed Rural Kentucky USDA Guaranteed Rural Housing Home Loans USDA guaranteed loans are designed to make home ownership possible for low- and moderate-income families. Offered through USDA Rural Development, these loans feature: No down payment … Continue reading
Credit Scores Needed to qualify for a Ky Mortgage. via Credit Scores Needed to qualify for a Ky Mortgage.
KENTUCKY RURAL HOUSING INCOME ELIGIBILITY CALCULATION WORKSHEET Kentucky USDA Rural Development Guaranteed Housing Loan Borrower/s ____________________________________________________________ Date of Calculation__________ Total # household members = _________ State:_________________________ County:______________________________ List all non-exempt household income: (Per §1980.347) … Continue reading
Kentucky USDA RHS Rural Housing Mortgage Loans for 2013 Kentucky USDA Rural Program Guidelines Borrower Eligibility U.S. citizens Permanent resident aliens First time homebuyers allowed Maximum 2 borrowers allowed Non-occupant co-borrowers NOT allowed Commitment Fee USDA Rural Developmet charges a 2% … Continue reading
Secretary Announces Refinancing Help for Rural USDA Home Loan Borrowers in Select States | The White House
Secretary Announces Refinancing Help for Rural USDA Home Loan Borrowers in Select States | The White House. via Secretary Announces Refinancing Help for Rural USDA Home Loan Borrowers in Select States | The White House. Related Articles Secretary Announces Refinancing … Continue reading